Sterling OneBank3.0.6.3 - App Store

About The App

OneBank is a 100% Digital Bank! In here, you can open an instant account, send and receive money, pay bills, buy airtime & data, invest and get a loan all in one place.

It offers you a new way of life with exciting features, an excellent user experience and top-notch security.

OneBank is powered by Sterling Bank

Features & Benefits

. An Elegant Look & Feel

Bank with style and enjoy a sleeker new interface designed specially for you

. More Seamless Onboarding

Convenience is our keyword; you can open an account within minutes from the comfort of your mobile

. Debit Cards

Request a Debit Card and we will bring it to you. You can also create a Virtual Card for online payments within minutes

. Bill Payments

Enjoy swift bill payments from Electricity to Cable TV to Internet Services

. Airtime and Data Top-up

Buy Airtime and Data plans for yourself or loved ones with a few clicks

. An Improved Budgeting Feature

So you can plan your spending and see where your money goes

. Payment Links

Now you can request money from friends & family via a simple link

. FX Swap

Enjoy convenience and say goodbye to currency conversion hassles

. Verve Ultra Card Request

No more Insufficient Funds, get a line of credit to cover emergency expenses with the Verve Ultra Card

. Dispute Management

Get help with your transactions when you need it, from the comfort of your mobile

. In-app Notifications

Manage your alerts & notifications and stay in the loop of what’s happening

. ATM/Branch Locator

Use the locator to find the Sterling Bank Branch or ATM closest to you

Version History Bug fixes 3.0.6.3 Sep 21 Invest in the Dangote Refinery IPO — right from OneBank. 3.0.6.2 Sep 15 Instant Pay
Performance and stability improvements 3.0.6.1 Jul 7 Bug fixes 3.0.6.0 Feb 12 App performance enhancement
Onebank Wrapped 3.0.5.9 Jan 14 Performance enhancement
Bug fix 3.0.5.8 12/14/2025 App enhancement and bug fixes 3.0.5.7 10/26/2025 - Public Offer by Sterling Financial Holdings Company Plc (Sterling HoldCo)
- Bank See more 3.0.5.6 10/08/2025 - Public Offer by Sterling Financial Holdings Company Plc (Sterling HoldCo)
- Bank See more 3.0.5.5 10/03/2025 - Public Offer by Sterling Financial Holdings Company Plc (Sterling HoldCo) 3.0.5.4 09/25/2025 Device management update
Facial capturing update
Performance optimization
Bug fixes 3.0.5.3 09/03/2025 Always On Overdraft: Enables access to OD when account balance is insufficient for a transaction 3.0.5.2 07/16/2025 NQR payment option 3.0.5.1 06/21/2025 Enhanced Login screen 3.0.5.0 06/09/2025 Transfer Optimizations 3.0.4.9 05/29/2025 Onboarding revamp
More OTP delivery options
Bug fixes 3.0.4.8 05/18/2025 Bug fixes 3.0.4.7 04/07/2025 App feature enhancements 3.0.4.6 04/01/2025 Bug fixes.
Removal of Non-functional feature. 3.0.4.5 03/10/2025 Financial wrap for the Year
Bug fixes 3.0.4.4 01/01/2025 Urgent Cash
Community Banking
Bank Availability
In-App Chat 3.0.4.3 12/19/2024 Bug fixes 3.0.4.2 12/09/2024 Bug fixes 3.0.4.1 11/28/2024 Travel and Lifestyle (Tripps)
Cowry card top up
Bug fixes 3.0.4 10/23/2024 Transaction Status Tracker 3.0.3.9 10/09/2024